IndusInd Bank Iconia Credit Card – Review & Benefits

Planning to apply for IndusInd Bank Iconia Credit Card but not sure about benefits, features, charges, eligibility, reward? Check 2018 review to pick your card. The good news is, IndusInd Bank has presented to its customers one of their most luxurious credit card till date which is the Iconia Credit Card. As the bank claims, it has been designed to provide you a class apart lifestyle by offering you a range of travel, lifestyle an golf benefits. As the name speaks for itself, this credit card is sure to provide you with customized privileges that will perfectly blend with your iconic lifestyle, making this card a perfect addition to your wallet.

IndusInd Bank Iconia Credit Card

Benefits of IndusInd Bank Iconia Credit Card

The Iconia Credit Card is designed to specifically to make your life classy. The benefits that this card gives you are not only going to change your regular shopping patterns but are going to add so much more to the way you experience luxury.

Reward Points

The most beneficial feature of IndusInd Bank Iconia Credit Card is its amazing reward point system.

Every Rs 100 spent from your credit card will give you 1.5 reward points on weekdays and 2 reward points on Saturdays and Sundays.

What sets IndusInd Bank apart from others is that the redeem value of each reward point is Rs 1 which will be converted into cash and will be added to your account.

Iconia Welcome Offer

This credit card is sure to lure you with its welcome program. As a joining member, you will be given gift cards and vouchers from leading brands across India that will suit your premium lifestyle just perfectly! You can even customize your voucher to exclude any offers that do not suit you and it will be adjusted with your joining fee.

IndusInd Bank has partnered up with the following brands to welcome you into this program with style by providing you from free hotel stay to flight tickets along with amazing offers on shopping.

  • MakeMyTrip
  • ALDO
  • William Penn
  • Armani
  • Titan
  • Pantaloons
  • Hidesign
  • Woodland
  • United Colors of Benetton
  • Yatra
  • Satya Paul
  • Jet Airways 

Golf program

What spells luxury better than a golf game! With the Iconia Credit Card, you are awarded with premium Golf benefits that provide you with complimentary golf games and golf lessons in all major cities across the country.

Each cardholder will get 1 golf lesson and 1 golf game every three months at your local golf course associated with the bank.

Good for those who love to play Golf!

Travel Benefits

IndusInd Bank Iconia Credit Card holders enjoy a number of special privileges while traveling.

Every card holder is included in the given special travel programs introduced by IndusInd bank.

Priority Pass Program for lounge access
You will get membership to the Priority Pass Program with your Iconia credit card which gives you lounge access in more than 600 airports across the world.

The annual membership cost for every priority pass is USD 99 / INR 6,600 and every cardholder can be issued 2 priority passes.

Travel Plus Program for free lounge access
Membership to this program will give you lounge access in more than 600 airports worldwide 8 times in a year for free.

You can become a member of the Travel Plus program by paying an annual membership fee of Rs 5,000.

Without this program, every lounge access will cost you USD 27 which means you can save about Rs 13,000 annually if you opt for it.

Travel Insurance

All Iconic Credit Card holders will get additional travel insurance powered by ICICI Lombard General Insurance Company Limited. The travel insurance will cover the following aspects of your travel

  • Personal Air Accident insurance cover of up to Rs 25 lakh.
  • Lost baggage up to Rs 100,000
  • Delayed baggage up to Rs 25,000
  • Loss of passport up to Rs 50,000
  • Lost ticket up to Rs 25,000
  • Missed connection up to Rs 25,000

Concierge

With your Iconia Credit Card, you will get an access to the dedicated concierge service helpline from IndusInd Bank.

This service will provide you assistance with hotel reservation, flight bookings, booking for events and all other information that you will need before each of your travel.

You can also avail this service to send flowers and gifts to your loved ones across the globe.

Road Travel Assistance

What makes this credit card exclusively special in its benefits is its unique helpline that will provide you assistance and service even when you are in an unwelcomed situation while on road.

This 24×7 service is available in metro cities like:

  • Mumbai
  • Delhi
  • Bangalore
  • Pune
  • Chennai and
  • Kolkata

You can call the helpline on toll free number 1860 267 7777 in case you have a flat tire, dead battery or even if you have run out of fuel or locked your keys inside your car.

This service also provides assistance in case of a breakdown where your vehicle needs to be towed along with any medical emergency or message transmission in case of any mishappening on the road.

Risk Management

One of the best features of IndusInd Bank Iconia Credit Card is its efficient and instant risk coverage program called Total Protect.

With this, you will be protected against fraudulent usage up to an amount equal to the credit limit on your Credit Card.

This feature is also available on add-on cards and covers all expenses made from your card in 2 days before and 7 days after reporting a card theft.

Book My Show offer

Your IndusInd Bank Iconia Card offers you a free movie ticket on every ticket booked from Book My Show.

However, this offer is available on a limited number of tickets and can be availed only if tickets are still available.

Festive Offers

All Iconia Card holders are given exclusive offers during festive seasons based on their overall expenditure from their respective credit cards.

You can avail 5 to 10% direct discount on online shopping sites like Amazon, Flipkart, Ebay, Bestbuy etc.

These offers are communicated to each card holder separately but what is common is that availing these offers can help you save a great amount of money and earn some extra reward points that are sure to reflect in your annual budget.

Eligibility Criteria & Documents Required for IndusInd Iconia Card

Eligibility

The minimum age to apply for the IndusInd Iconia Credit Card is 21 years and must have source of income.

Salaried Person21 to 70 years
Pensioners40 to 70 years
Businessman21 to 70 years
Self-Employed21 to 70 years

Documents Required

If you are interested to apply, then below documents will be required to submit your application:

  • Photocopy of your ID proof
  • Photocopy of last month of Salary Slip/Income proof
  • Photocopy of Address proof
  • One Color Passport Size photograph

So, if you are an online shopper, love to watch movies, spend money on travel and looking for a credit card that suits your interests, IndusInd Iconia Credit Card is the best option for you.

Fees and Charges of IndusInd Bank Iconia Credit Card

IndusInd Bank Iconia Credit CardFees
Joining FeeRs 10,000
Renewal FeeNil
Interest Rate (Monthly)3.83%
Late Payment ChargesRs 350 to Rs 550 depending on due amount.
Cash Advance ChargesRs 250 or 2.5 % of the advance amount
Interest Rate (Annually)45.96%

How to apply for Iconia Credit Card Online

IndusInd Bank is a favorite of the customers because of the great assistance they provide along with the simplified online procedures.

You can apply for this card simply on the basis of account-based transactions by submitting your IndusInd Bank statement and PAN card details online as well as at your nearest branch.

The joining fee will be Rs 10,000 but it will be adjusted according to the welcome vouchers you choose to get.

If you are convinced that Iconia Credit Card is something that will add value to your wallet, you can apply for it online by following this link.

Also consider these Cards:

SBI SimplySAVE Credit Card Review Features, Benefits

Category: Credit Cards

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Article by: Ankita

Ankita is the main person behind Cashkanjoos.com. She keep trying to figure out unique ways to save money using card, online etc.